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Household Perceptions Towards a Redistributive Policy Across Health Insurance Funds in Tanzania

Chom, E. N., Mujinja, P. G., Hansen, K., Kiwara, A. D. and Enemark, U. (2015) Household Perceptions Towards a Redistributive Policy Across Health Insurance Funds in Tanzania. BMC Health Services Research, 15. p. 120. ISSN 1472-6963

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The Tanzanian health insurance system comprises multiple health insurance funds targeting different population groups but which operate in parallel, with no mechanisms for redistribution across the funds. Establishing such redistributive mechanisms requires public support, which is grounded on the level of solidarity within the country. The aim of this paper is to analyse the perceptions of CHF, NHIF and non-member households towards crosssubsidisation of the poor as an indication of the level of solidarity and acceptance of redistributive mechanisms. This study analyses data collected from a survey of 695 households relating to perceptions of household heads towards cross-subsidisation of the poor to enable them to access health services. Kruskal-Wallis test is used to compare perceptions by membership status. Generalized ordinal logistic regression models are used to identify factors associated with support for cross-subsidisation of the poor. Compared to CHF and NHIF households, non-member households expressed the highest support for subsidised CHF membership for the poor. The odds of expressing support for subsidised CHF membership are higher for NHIF households and non-member households, households that are wealthier, whose household heads have lower education levels, and have sick members. The majority of households support a partial rather than fully subsidised CHF membership for the poor and there were no significant differences by membership status. The odds of expressing willingness to contribute towards subsidised CHF membership are higher for households that are wealthier, with young household heads and have confidence in scheme management. The majority may support a redistributive policy, but there are indications that this support and willingness to contribute to its achievement are influenced by the perceived benefits, amount of subsidy considered, and trust in scheme management. These present important issues for consideration when designing redistributive policies.

Item Type: Article
Keywords: Health insurance, Redistributive mechanisms, CHF, NHIF
Subjects: Health Systems > Health financing & economics
Divisions: Muhimbili University of Health and Allied Sciences (MUHAS)
Depositing User: Mr Joseph Madata
Date Deposited: 18 Mar 2015 06:37
Last Modified: 18 Mar 2015 06:37

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